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Mortgage Triggers Explained by Behind the Mortgage

I don’t know how many of you are into reading mortgage blogs, but if you are, be sure to check out Alex Stenback’s “Behind the Mortgage” blog. Alex is a Minneapolis guy. We’ve met a few times before related to some work stuff. He’s a mortgage broker, growing radio celebrity with a show on KTLK (Sunday mornings), and a blogger, among other things.

Alex is great a cutting through the financing crap that really pisses consumers off, like this:

Behind The Mortgage: The Trigger List

For those not familiar, the Triggers program is sort of the dirty little secret of the credit repositories (Equifax, Experian, Transunion.) Here’s how it works: Any time you apply for a loan, that information, along with a slew of other personal, private data is immediately sold (over and over again) to other lenders, which often use rather unsavory tactics to trick you into doing business with them.

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